Climate risk transfer, reimagined

Your weather exposure shouldn't be uninsurable

ClimaCover builds parametric insurance products for renewable energy and construction companies. Index-based triggers. Automated payouts. No claims disputes. Coverage designed for the sectors that need it most.

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$30B+
Projected parametric market by 2030
72h
Typical payout after trigger event
0
Claims adjusters required

Traditional insurance wasn't built for weather-dependent businesses

Months to settle

Indemnity-based claims require loss adjusters, documentation, and negotiation. A wind farm losing revenue from a windless month can't wait 6 months for a payout.

Coverage gaps everywhere

Non-damage business interruption, construction weather delays, and energy output shortfalls are vastly underinsured by traditional carriers.

Generic underwriting

Broad Nat Cat policies don't understand that a solar farm in Andalusia and a wind park in the North Sea face fundamentally different risk profiles.

Data in. Trigger hit. Payout sent.

01

Define the trigger

We calibrate index-based triggers to your specific assets: wind speed thresholds for turbines, irradiation levels for solar arrays, rainfall intensity for construction sites.

02

Monitor in real-time

Satellite data, weather stations, and IoT sensors continuously track conditions at your project locations. No manual reporting needed.

03

Automatic payout

When the trigger threshold is breached, payouts are calculated and sent automatically. No claims forms. No adjusters. No disputes.

Two sectors. Deep specialization.

Renewable Energy

  • Wind drought
  • Low irradiation
  • Extreme temperature
  • Drought (hydro)
  • Storm damage BI
  • Grid curtailment

Construction

  • Persistent rainfall
  • Heavy precipitation
  • High wind delays
  • Flooding
  • Extreme cold
  • Weather downtime

Climate risk is growing. Coverage should grow with it.

ClimaCover is building the parametric insurance infrastructure that renewable energy and construction companies deserve. Sector-specific. Data-driven. European-first.

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